{"id":11530,"date":"2025-12-19T11:24:39","date_gmt":"2025-12-19T09:24:39","guid":{"rendered":"https:\/\/new.bjc.ro\/?p=11530"},"modified":"2026-01-09T12:45:27","modified_gmt":"2026-01-09T10:45:27","slug":"clujul-de-dincolo-de-neguri-trei-drame-clujene","status":"publish","type":"post","link":"https:\/\/new.bjc.ro\/?p=11530","title":{"rendered":"Clujul de dincolo de neguri. Trei drame clujene"},"content":{"rendered":"<p style=\"text-align: left;\"><strong>SEPTIMIU MOGA<\/strong><\/p>\n<p style=\"text-align: left;\">Industria bancar\u0103 este un t\u0103r\u00e2m rece, care se parcurge la fel ca o c\u0103l\u0103torie antarctic\u0103, urm\u00e2nd reglement\u0103ri stricte normative interna\u021bionale \u0219i na\u021bionale. Modelele interne de rating, procedurile \u0219i sistemele expert care stau la baza acord\u0103rii oric\u0103rui credit, anali\u0219ti \u0219i profesioni\u0219ti afla\u021bi adesea \u00een spatele unor u\u0219i \u00eenchise, ne conduc, tot mai mult, mai degrab\u0103 spre o con\u0219tiin\u021b\u0103 artificial\u0103, matematic\u0103, dec\u00e2t spre un domeniu al sentimentelor umane. Aproape c\u0103 ne este greu s\u0103 ne mai imagin\u0103m \u00eentr-un mediu at\u00e2t de ostil ceva antropic. Imaginea omului \u00een drumul s\u0103u spre devenirea bancar\u0103 contemporan\u0103 este departe de a st\u00e2rni, fie \u0219i dintr-o imagina\u021bie bogat\u0103, o poveste sensibil\u0103. \u00cen atare condi\u021bii, este poate nevoie s\u0103 schi\u021b\u0103m o imagine a bancherului \u0219i a opera\u021biunilor bancare din Cluj de acum mai bine de un veac.<\/p>\n<p style=\"text-align: left;\">De\u0219i mult\u0103 lume \u00ee\u0219i dorea, Clujul era departe de a fi un centru bancar, cel pu\u021bin la \u00eenceputul secolului XX. \u00centregul veac precedent a fost un timp \u00een care s-a \u00eencercat \u00een diferite moduri coagularea capitalurilor aristocra\u021biei sau a burgheziei, ce-i drept, mai mult temporar prezent\u0103 prin Cluj, ocupat\u0103 fiind de recolte, politic\u0103, evenimente galante ori mondene. \u00cen afara B\u0103ncii Austro-Ungare, care \u00ee\u0219i deschisese un sediu relativ impozant (existent ast\u0103zi la intersec\u021bia str\u0103zilor Emil Isac \u0219i Memorandumului, cl\u0103direa Rectoratului Universit\u0103\u021bii Tehnice), asem\u0103n\u0103tor ca aspect cu alte astfel de sedii din Transilvania, niciuna din b\u0103ncile existente la \u00eenceput de secol XX nu ar\u0103tau propriu-zis a institu\u021bie de credit sau de investi\u021bii, asemeni celor din Viena, Budapesta sau chiar a celor mai noi din Bucure\u0219ti.<\/p>\n<p style=\"text-align: left;\"><a href=\"https:\/\/new.bjc.ro\/wp-content\/uploads\/2026\/01\/77-103_SEPTIMIU-MOGA.pdf\">\u00centreg articolul<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>SEPTIMIU MOGA Industria bancar\u0103 este un t\u0103r\u00e2m rece, care se parcurge la fel ca o c\u0103l\u0103torie antarctic\u0103, urm\u00e2nd reglement\u0103ri stricte normative interna\u021bionale \u0219i na\u021bionale. Modelele interne de rating, procedurile \u0219i sistemele expert care stau la baza acord\u0103rii oric\u0103rui credit, anali\u0219ti \u0219i profesioni\u0219ti afla\u021bi adesea \u00een spatele unor u\u0219i \u00eenchise, ne&hellip; <br \/> <a class=\"read-more\" href=\"https:\/\/new.bjc.ro\/?p=11530\">Cite\u0219te mai mult<\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_EventAllDay":false,"_EventTimezone":"","_EventStartDate":"","_EventEndDate":"","_EventStartDateUTC":"","_EventEndDateUTC":"","_EventShowMap":false,"_EventShowMapLink":false,"_EventURL":"","_EventCost":"","_EventCostDescription":"","_EventCurrencySymbol":"","_EventCurrencyCode":"","_EventCurrencyPosition":"","_EventDateTimeSeparator":"","_EventTimeRangeSeparator":"","_EventOrganizerID":[],"_EventVenueID":[],"_OrganizerEmail":"","_OrganizerPhone":"","_OrganizerWebsite":"","_VenueAddress":"","_VenueCity":"","_VenueCountry":"","_VenueProvince":"","_VenueState":"","_VenueZip":"","_VenuePhone":"","_VenueURL":"","_VenueStateProvince":"","_VenueLat":"","_VenueLng":"","_VenueShowMap":false,"_VenueShowMapLink":false,"footnotes":""},"categories":[79],"tags":[],"class_list":["post-11530","post","type-post","status-publish","format-standard","hentry","category-istorie-locala"],"gutentor_comment":0,"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Clujul de dincolo de neguri. Trei drame clujene - Biblioteca Jude\u021bean\u0103 \u201eOctavian Goga\u201d Cluj<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/new.bjc.ro\/?p=11530\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Clujul de dincolo de neguri. Trei drame clujene - Biblioteca Jude\u021bean\u0103 \u201eOctavian Goga\u201d Cluj\" \/>\n<meta property=\"og:description\" content=\"SEPTIMIU MOGA Industria bancar\u0103 este un t\u0103r\u00e2m rece, care se parcurge la fel ca o c\u0103l\u0103torie antarctic\u0103, urm\u00e2nd reglement\u0103ri stricte normative interna\u021bionale \u0219i na\u021bionale. Modelele interne de rating, procedurile \u0219i sistemele expert care stau la baza acord\u0103rii oric\u0103rui credit, anali\u0219ti \u0219i profesioni\u0219ti afla\u021bi adesea \u00een spatele unor u\u0219i \u00eenchise, ne&hellip; Cite\u0219te mai mult\" \/>\n<meta property=\"og:url\" content=\"https:\/\/new.bjc.ro\/?p=11530\" \/>\n<meta property=\"og:site_name\" content=\"Biblioteca Jude\u021bean\u0103 \u201eOctavian Goga\u201d Cluj\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bibliotecacluj\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-19T09:24:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-09T10:45:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/new.bjc.ro\/wp-content\/uploads\/2023\/01\/IMG_5597-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"1333\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Anca Docolin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@BibliotecaGoga\" \/>\n<meta name=\"twitter:site\" content=\"@BibliotecaGoga\" \/>\n<meta name=\"twitter:label1\" content=\"Scris de\" \/>\n\t<meta name=\"twitter:data1\" content=\"Anca Docolin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Timp estimat pentru citire\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/new.bjc.ro\/?p=11530#article\",\"isPartOf\":{\"@id\":\"https:\/\/new.bjc.ro\/?p=11530\"},\"author\":{\"name\":\"Anca Docolin\",\"@id\":\"https:\/\/new.bjc.ro\/#\/schema\/person\/660b9e87eeb0d9945f8af75e9001ca7b\"},\"headline\":\"Clujul de dincolo de neguri. Trei drame clujene\",\"datePublished\":\"2025-12-19T09:24:39+00:00\",\"dateModified\":\"2026-01-09T10:45:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/new.bjc.ro\/?p=11530\"},\"wordCount\":304,\"publisher\":{\"@id\":\"https:\/\/new.bjc.ro\/#organization\"},\"articleSection\":[\"Istorie local\u0103\"],\"inLanguage\":\"ro-RO\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/new.bjc.ro\/?p=11530\",\"url\":\"https:\/\/new.bjc.ro\/?p=11530\",\"name\":\"Clujul de dincolo de neguri. Trei drame clujene - Biblioteca Jude\u021bean\u0103 \u201eOctavian Goga\u201d Cluj\",\"isPartOf\":{\"@id\":\"https:\/\/new.bjc.ro\/#website\"},\"datePublished\":\"2025-12-19T09:24:39+00:00\",\"dateModified\":\"2026-01-09T10:45:27+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/new.bjc.ro\/?p=11530#breadcrumb\"},\"inLanguage\":\"ro-RO\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/new.bjc.ro\/?p=11530\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/new.bjc.ro\/?p=11530#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/new.bjc.ro\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Clujul de dincolo de neguri. Trei drame clujene\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/new.bjc.ro\/#website\",\"url\":\"https:\/\/new.bjc.ro\/\",\"name\":\"Biblioteca Jude\u021bean\u0103 \u201eOctavian Goga\u201d Cluj\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/new.bjc.ro\/#organization\"},\"alternateName\":\"Biblioteca Jude\u021bean\u0103 Cluj\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/new.bjc.ro\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ro-RO\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/new.bjc.ro\/#organization\",\"name\":\"Biblioteca Jude\u021bean\u0103 \u201eOctavian Goga\u201d Cluj\",\"url\":\"https:\/\/new.bjc.ro\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\/\/new.bjc.ro\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/new.bjc.ro\/wp-content\/uploads\/2023\/03\/sigle.jpg\",\"contentUrl\":\"https:\/\/new.bjc.ro\/wp-content\/uploads\/2023\/03\/sigle.jpg\",\"width\":630,\"height\":473,\"caption\":\"Biblioteca Jude\u021bean\u0103 \u201eOctavian Goga\u201d Cluj\"},\"image\":{\"@id\":\"https:\/\/new.bjc.ro\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/bibliotecacluj\/\",\"https:\/\/x.com\/BibliotecaGoga\",\"https:\/\/www.instagram.com\/biblioteca_judeteana_cluj\/\",\"https:\/\/www.youtube.com\/user\/BibliotecaGoga\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/new.bjc.ro\/#\/schema\/person\/660b9e87eeb0d9945f8af75e9001ca7b\",\"name\":\"Anca Docolin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\/\/new.bjc.ro\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/48c0ed2d407bc0295cd1c5e4624bff9d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/48c0ed2d407bc0295cd1c5e4624bff9d?s=96&d=mm&r=g\",\"caption\":\"Anca Docolin\"},\"url\":\"https:\/\/new.bjc.ro\/?author=3\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Clujul de dincolo de neguri. Trei drame clujene - Biblioteca Jude\u021bean\u0103 \u201eOctavian Goga\u201d Cluj","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/new.bjc.ro\/?p=11530","og_locale":"ro_RO","og_type":"article","og_title":"Clujul de dincolo de neguri. Trei drame clujene - Biblioteca Jude\u021bean\u0103 \u201eOctavian Goga\u201d Cluj","og_description":"SEPTIMIU MOGA Industria bancar\u0103 este un t\u0103r\u00e2m rece, care se parcurge la fel ca o c\u0103l\u0103torie antarctic\u0103, urm\u00e2nd reglement\u0103ri stricte normative interna\u021bionale \u0219i na\u021bionale. Modelele interne de rating, procedurile \u0219i sistemele expert care stau la baza acord\u0103rii oric\u0103rui credit, anali\u0219ti \u0219i profesioni\u0219ti afla\u021bi adesea \u00een spatele unor u\u0219i \u00eenchise, ne&hellip; Cite\u0219te mai mult","og_url":"https:\/\/new.bjc.ro\/?p=11530","og_site_name":"Biblioteca Jude\u021bean\u0103 \u201eOctavian Goga\u201d Cluj","article_publisher":"https:\/\/www.facebook.com\/bibliotecacluj\/","article_published_time":"2025-12-19T09:24:39+00:00","article_modified_time":"2026-01-09T10:45:27+00:00","og_image":[{"width":2000,"height":1333,"url":"https:\/\/new.bjc.ro\/wp-content\/uploads\/2023\/01\/IMG_5597-1.jpg","type":"image\/jpeg"}],"author":"Anca Docolin","twitter_card":"summary_large_image","twitter_creator":"@BibliotecaGoga","twitter_site":"@BibliotecaGoga","twitter_misc":{"Scris de":"Anca Docolin","Timp estimat pentru citire":"2 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/new.bjc.ro\/?p=11530#article","isPartOf":{"@id":"https:\/\/new.bjc.ro\/?p=11530"},"author":{"name":"Anca Docolin","@id":"https:\/\/new.bjc.ro\/#\/schema\/person\/660b9e87eeb0d9945f8af75e9001ca7b"},"headline":"Clujul de dincolo de neguri. Trei drame clujene","datePublished":"2025-12-19T09:24:39+00:00","dateModified":"2026-01-09T10:45:27+00:00","mainEntityOfPage":{"@id":"https:\/\/new.bjc.ro\/?p=11530"},"wordCount":304,"publisher":{"@id":"https:\/\/new.bjc.ro\/#organization"},"articleSection":["Istorie local\u0103"],"inLanguage":"ro-RO"},{"@type":"WebPage","@id":"https:\/\/new.bjc.ro\/?p=11530","url":"https:\/\/new.bjc.ro\/?p=11530","name":"Clujul de dincolo de neguri. Trei drame clujene - Biblioteca Jude\u021bean\u0103 \u201eOctavian Goga\u201d Cluj","isPartOf":{"@id":"https:\/\/new.bjc.ro\/#website"},"datePublished":"2025-12-19T09:24:39+00:00","dateModified":"2026-01-09T10:45:27+00:00","breadcrumb":{"@id":"https:\/\/new.bjc.ro\/?p=11530#breadcrumb"},"inLanguage":"ro-RO","potentialAction":[{"@type":"ReadAction","target":["https:\/\/new.bjc.ro\/?p=11530"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/new.bjc.ro\/?p=11530#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/new.bjc.ro\/"},{"@type":"ListItem","position":2,"name":"Clujul de dincolo de neguri. Trei drame clujene"}]},{"@type":"WebSite","@id":"https:\/\/new.bjc.ro\/#website","url":"https:\/\/new.bjc.ro\/","name":"Biblioteca Jude\u021bean\u0103 \u201eOctavian Goga\u201d Cluj","description":"","publisher":{"@id":"https:\/\/new.bjc.ro\/#organization"},"alternateName":"Biblioteca Jude\u021bean\u0103 Cluj","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/new.bjc.ro\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ro-RO"},{"@type":"Organization","@id":"https:\/\/new.bjc.ro\/#organization","name":"Biblioteca Jude\u021bean\u0103 \u201eOctavian Goga\u201d Cluj","url":"https:\/\/new.bjc.ro\/","logo":{"@type":"ImageObject","inLanguage":"ro-RO","@id":"https:\/\/new.bjc.ro\/#\/schema\/logo\/image\/","url":"https:\/\/new.bjc.ro\/wp-content\/uploads\/2023\/03\/sigle.jpg","contentUrl":"https:\/\/new.bjc.ro\/wp-content\/uploads\/2023\/03\/sigle.jpg","width":630,"height":473,"caption":"Biblioteca Jude\u021bean\u0103 \u201eOctavian Goga\u201d Cluj"},"image":{"@id":"https:\/\/new.bjc.ro\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/bibliotecacluj\/","https:\/\/x.com\/BibliotecaGoga","https:\/\/www.instagram.com\/biblioteca_judeteana_cluj\/","https:\/\/www.youtube.com\/user\/BibliotecaGoga"]},{"@type":"Person","@id":"https:\/\/new.bjc.ro\/#\/schema\/person\/660b9e87eeb0d9945f8af75e9001ca7b","name":"Anca Docolin","image":{"@type":"ImageObject","inLanguage":"ro-RO","@id":"https:\/\/new.bjc.ro\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/48c0ed2d407bc0295cd1c5e4624bff9d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/48c0ed2d407bc0295cd1c5e4624bff9d?s=96&d=mm&r=g","caption":"Anca Docolin"},"url":"https:\/\/new.bjc.ro\/?author=3"}]}},"_links":{"self":[{"href":"https:\/\/new.bjc.ro\/index.php?rest_route=\/wp\/v2\/posts\/11530","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.bjc.ro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.bjc.ro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.bjc.ro\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/new.bjc.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11530"}],"version-history":[{"count":2,"href":"https:\/\/new.bjc.ro\/index.php?rest_route=\/wp\/v2\/posts\/11530\/revisions"}],"predecessor-version":[{"id":11633,"href":"https:\/\/new.bjc.ro\/index.php?rest_route=\/wp\/v2\/posts\/11530\/revisions\/11633"}],"wp:attachment":[{"href":"https:\/\/new.bjc.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11530"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.bjc.ro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11530"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.bjc.ro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11530"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}